Fiduciary and Co-Fiduciary Services for 401(K) and Qualified Plans.
Posted by admin on: 2007-07-31 12:09:14
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Fiduciary and Co-Fiduciary Services for Qualified Plans.
 Durig Capital LLC helps protect the companies retirement plans with ERISA and
plan fiduciary consulting, while providing investment management services for
qualified retirement plans. The combination of helping to achieve ERISA
guidelines and unbiased money management provides a tremendous value proposition
for our clients.
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 Fiduciary Service Overview.
 A fiduciary service is a highest level of honesty, integrity, skill and
expertise where an independent fiduciary or investment manager makes evaluations
and decisions on the behalf of 401k, 403b, ERISA based retirement plans, trust,
retirement funds, foundations, endowments, non-profit organizations, and wealthy
individuals.
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 Co-Compliance Fiduciary Consulting Services.
 This is possibly the most important part of achieving a Safe Harbor retirement
plan, yet realizing this is often overlooked especially knowing, that companies
under ERISA laws:
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 1. Have a 6 year liability window from the date of a breach.
 2. Must document and demonstrate annually that they qualify under Safe Harbor
plans.
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 Most plan sponsors believe they are qualified and in compliance with the
regulator environment (most companies we review are not), and to make matters
worse, many companies are relying on high cost, third party administrators,
consultants, attorney's, and self-serving investment programs for their
compliance needs. Only named fiduciaries are designated by law, to share plan
responsibilities, risks, and liabilities, and in most plans we review, the plan
sponsors have both a compliance and plan fiduciary void, where the companies are
often unaware of their exposure and risks.
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 At Durig Capital LLC our compliance co-fiduciary service is an inclusive part
of our money management services, this provides for a impressive cost
deferential. Each company we review has a unique business model and that's why
we provide hands on reviews, with personalized support as an ongoing process.
With distinctive legal and shared benefits, our goal is to utilizes and leverage
the many fiduciary advantages, to further help our clients, first attain and
then protect their Safe Harbor status.
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 Co-Fiduciary Money Management Services.
 Achieving an Accredited Investment Fiduciary we're certified to conform to the
Global Fiduciary Standard of Excellence in our investment practices. The Global
Fiduciary Standard of Excellence is designed to ensure investment process is
focused on all the components of a comprehensive investment process, a
demonstrated fiduciary standards of care, and commitment to excellence.
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 With our strength and background is money management; We use a diversified
investment program that engages a very low cost indexed based investment
strategy. This strategy over time has argumentatively demonstrated:
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 1. Lower cost; The cost of an indexed funds are often significant below
actively manage mutual funds.
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 2. Prudent: An indexed strategy has become a sound and proven investment
approach. We believe an low cost indexed plan has a harmonizing effect when
reviewing it against prudent investment requirements.
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 3. Outperform: Their has been several studies, many over 5 year periods,
claiming indexed mutual funds outperformed active management funds about 75% of
the time.
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 4. Lower Risk: Morningstar has reported that indexed funds have a lower risk
profile during market down turns than active managed mutual funds held for the
same time period.
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 5. Transparency: Since indexed funds are clearly defined with less trading than
active mutual funds, this provides for higher transparency which could help when
selecting a proper asset allocation.
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 Designed to protect our client's fiduciary responsibilities while acting
prudently for the benefit of the participant, we believe an indexed strategy
provides, a higher probability, of better performance, often with much lower
cost, lower risks, with transparency making it easy for participants to
understand. Knowing the goal is to ensure the plan participants come first, the
combination of our compliance advantages and our low cost indexed strategy
provides a value position your company should review.
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 Fiduciary Information Services.
 Durig Capital LLC provides many additional complementary and educational
services such as;
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 1. Compliance and Educational seminars.
 2. Highly rated web-site.
 3. Authoring and posting many informational articles
 4. Provides unbiased and constant news updates.
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 We also realize that our duty and responsibilities is to listen to our clients,
personally getting involved to help protect the companies from unforeseen
liabilities, while providing a low cost and prudent money management service.
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 Durig Capital LLC.
 16850 SW Upper Boones Ferry Road, Suite F
 Portland, Oregon 97227
 Tool Free 877-359-5319
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 www.durig.comÂ
 Info@durig.com
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 Registered Investment Advisor
 Accredited Investment Fiduciary Â
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